Surety Bonds

Guarantee Your Business Commitments with Surety Bonds

Reliable Bonding Solutions for Contractors & Businesses

If your business works with government contracts, construction projects, or legal financial guarantees, surety bonds may be a requirement to protect clients and partners from financial risk. A surety bond ensures that contractual obligations are fulfilled, whether it’s a construction project, licensing requirement, or service agreement.



At A.G. Beck Insurance, we provide affordable surety bonds for contractors, business owners, and service providers who need financial guarantees to secure projects and fulfill legal requirements. As an independent agency, we compare multiple bond providers to ensure you get the best coverage at the lowest rate.


Serving businesses in Silverdale, WA, and across Washington.

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What Are Surety Bonds & How Do They Work?

A surety bond is a financial guarantee that ensures a business or individual will meet their contractual or regulatory obligations.

Contractor Bonds

  • Required for construction projects and contractor licensing.
  • Ensures contractors complete work as agreed and meet safety/legal standards.

License & Permit Bonds

  • Required for businesses in regulated industries (real estate, auto dealers, notaries, etc.).
  • Ensures compliance with state licensing laws and industry regulations.

Performance Bonds

  • Guarantees that contractors and businesses complete projects as agreed.
  • Commonly required in government and large commercial contracts.
  • Bid Bonds: Provides financial assurance to project owners that the bid is legitimate and backed by a reliable surety.

Business Service Bonds

  • Protects clients from employee dishonesty, fraud, or misconduct.
  • Ideal for janitorial services, security firms, and businesses with client interactions.

Court & Probate Bonds

  • Ensures that individuals appointed as fiduciaries (executors, guardians, trustees) fulfill their legal responsibilities.
  • Required by courts for estate management, legal proceedings, and probate administration.

Not sure which surety bond your business needs? We’ll help you choose the right bond type and amount.

Who Needs a Surety Bond?

Surety bonds are commonly required for:

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General contractors & subcontractors

Construction bonds ensure project completion.

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Government

contractors

Performance bonds required for public contracts.

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Businesses requiring state licenses

Auto dealers, real estate agents, mortgage brokers, etc.

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Cleaning & janitorial services

Service bonds protect against employee theft or damage.

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Legal professionals & fiduciaries

Probate, guardianship, and court bonds required in legal matters.

Need a surety bond for your business? Call (360) 692-5998 for a free consultation today!

Surety Bond Discounts & Cost Savings

Looking for affordable surety bonding solutions? You may qualify for these cost-saving options:

  • Low-Risk Business Discount – Save money if your business has a strong financial track record.
  • Multi-Bond Discount – Reduced rates for businesses that require multiple bonds.
  • Long-Term Partnership Savings – Lower costs for businesses that renew their bonds annually.
  • Industry-Specific Discounts – Special pricing for contractors, financial professionals, and legal services.

We’ll help identify every available discount to lower your surety bond costs!

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Frequently Asked Questions (FAQ) About Surety Bonds

  • Why do I need a surety bond?

    Surety bonds are required by government agencies, licensing boards, and project contracts to ensure compliance and financial protection.

  • How do surety bonds differ from insurance?

    Unlike insurance, a surety bond is a financial guarantee rather than risk protection. If a claim is made against the bond, you are responsible for repaying the surety company.

  • How much does a surety bond cost?

    Costs vary based on the bond type, required coverage amount, and applicant’s financial standing. Many small business bonds start as low as $100–$500 annually.

  • How long does it take to get bonded?

    Most small business and contractor bonds can be issued within 24–48 hours. Larger performance bonds may take a few days for approval.

  • Can I get a surety bond with bad credit?

    Yes—even businesses with credit challenges can secure surety bonds. We work with specialized surety bond providers to find the best solutions.

Still have questions? Call (360) 692-5998 for expert guidance!

Get a Free Surety Bond Quote Today!

Fast, Affordable Bonding Solutions for Your Business

At A.G. Beck Insurance, we help contractors, business owners, and legal professionals secure fast, affordable surety bonds that meet legal and contractual requirements.

  • Compare surety bond rates from multiple providers.
  • Customizable bonding solutions for all industries
  • Expert guidance from local, trusted agents.
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Call us at (360) 692-5998 to speak with a surety bond expert.

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Request a free, no-obligation surety bond quote online.

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Get a Free Surety Bond Quote →

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Ensure compliance and financial security—get bonded today!