Nonprofit Insurance

Protect Your Mission with Nonprofit Insurance

Comprehensive Coverage for Charities, Foundations & Organizations

Running a nonprofit is rewarding but comes with risks. Whether you manage a charity, foundation, church, or community organization, having the right insurance ensures that your mission, team, and assets are protected from unexpected financial losses.



At A.G. Beck Insurance, we offer tailored nonprofit insurance policies to safeguard your organization against lawsuits, property damage, volunteer injuries, and cyber threats. As an independent agency, we compare multiple insurance providers to find the best coverage at the most competitive rates.


Serving nonprofits in Silverdale, WA, and across Washington.

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What Does Nonprofit Insurance Cover?

Nonprofits face unique risks, from liability lawsuits to data breaches and employment disputes. Our nonprofit insurance solutions protect your team, board members, volunteers, and assets.

General Liability Insurance (Essential for All Nonprofits)

  • Covers bodily injuries and property damage caused by your nonprofit’s activities.
  • Protects against lawsuits from event attendees, visitors, or community members.

Directors & Officers (D&O) Liability Insurance

  • Protects nonprofit board members and executives from lawsuits related to mismanagement, wrongful termination, or fiduciary breaches.
  • Covers legal defense fees and settlements if board members are personally sued.

Nonprofit Auto Insurance

  • Covers vehicles owned by the nonprofit for accidents, property damage, and liability claims.
  • Provides hired and non-owned auto coverage if volunteers or employees use their personal cars for nonprofit activities.

Commercial Property Insurance

  • Protects nonprofit offices, community centers, and churches from fire, vandalism, theft, and weather damage.
  • Covers equipment, furniture, and other property owned by the organization.

Cyber Liability Insurance (A Must-Have for Digital Security)

  • Covers data breaches, hacking, and cyber extortion affecting donor or volunteer information.
  • Helps cover legal fees, PR crisis management, and identity theft recovery.

Employment Practices Liability Insurance (EPLI)

  • Protects against claims of wrongful termination, harassment, or discrimination filed by employees or volunteers.
  • Covers legal fees, court costs, and settlements.

Not sure what coverage your nonprofit needs? Our team can customize a policy that fits your mission.

Who Needs Nonprofit Insurance?

If your organization serves the public, manages volunteers, or relies on donations, you need insurance to protect your team and assets.



Nonprofit Insurance is Essential for:

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Charities & Foundations

Donor protection & board liability coverage.

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Churches & Religious Organizations

Property & liability protection.

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Community Centers & Youth Programs

Coverage for volunteers & events.

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Advocacy Groups & Educational Programs

Safeguarding against cyber risks & legal claims.

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Animal Rescue Groups & Shelters

Liability coverage for staff, volunteers & adoptions.

Need insurance for your nonprofit? Call (360) 692-5998 for a free consultation today!

Why Choose A.G. Beck Insurance for Nonprofit Coverage?

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Custom Nonprofit Policies

We tailor coverage to fit your organization’s size, budget, and mission.

Independent & Unbiased

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We compare multiple insurance providers to get you the best rates.

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Volunteer & Donor Protection

Policies designed to keep your nonprofit safe from financial loss.

Fast Claims Assistance

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If an accident or lawsuit happens, we guide you through the claims process.

Want to safeguard your nonprofit? Call (360) 692-5998 today!

Nonprofit Insurance Discounts & Cost Savings

Looking for affordable nonprofit insurance? You may qualify for these money-saving options:

  • Multi-Policy Discount – Save when you bundle general liability, D&O, and cyber insurance.
  • Safety & Training Program Discounts – Lower premiums for nonprofits with volunteer training programs.
  • Claims-Free Discount – Reduced rates for organizations with a clean claims history.
  • Higher Deductible Savings – Opt for higher deductibles to reduce annual premium costs.

We’ll help identify every available discount to lower your nonprofit insurance costs!

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Frequently Asked Questions (FAQ) About Nonprofit Insurance

  • Does my nonprofit need insurance if we have volunteers?

    Yes—volunteers, donors, and staff members can all file claims against your nonprofit. Liability insurance protects your organization from costly legal and medical expenses.

  • How much does nonprofit insurance cost?

    Costs vary based on organization size, services, and coverage needs. Most small nonprofits can get general liability coverage for as little as $50–$100 per month.

  • Does nonprofit insurance cover fundraising events?

    Yes—nonprofit liability insurance covers injuries, property damage, and event-related lawsuits for fundraisers, charity auctions, and community events.

  • Are nonprofit board members personally liable for lawsuits?

    Yes—without Directors & Officers (D&O) Insurance, board members can be held personally responsible for mismanagement claims.

  • What happens if my nonprofit is hacked?

    Cyber liability insurance covers data breach costs, legal defense, and PR crisis management if your nonprofit’s website, donation platform, or database is compromised.

Still have questions? Call (360) 692-5998 for expert guidance!

Get a Free Nonprofit Insurance Quote Today!

Protect Your Mission, Team & Assets from Unexpected Risks

At A.G. Beck Insurance, we help nonprofits, charities, and foundations secure affordable, high-quality insurance coverage to protect their work and community impact.

  • Compare nonprofit insurance quotes from top providers.
  • Customizable coverage tailored to your organization’s needs.
  • Expert guidance from local, trusted agents.
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Call us at (360) 692-5998 to speak with a nonprofit insurance expert.

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Request a free, no-obligation nonprofit insurance quote online.

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Get a Free Nonprofit Insurance Quote →

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Protect your nonprofit & continue making a difference—get coverage today!