Landlord Protection Insurance

Comprehensive Insurance for Rental Property Owners

Protect Your Investment, Rental Income & Liability Risks

Owning rental properties can be a great investment, but it also comes with risks. Property damage, tenant-related liability claims, and lost rental income due to unforeseen events can lead to costly financial setbacks.


At A.G. Beck Insurance, we provide tailored landlord insurance policies designed to protect rental property owners from financial loss. Whether you own single-family homes, multi-unit properties, or vacation rentals, we help you find the best coverage at competitive rates.


Serving landlords in Silverdale, WA, and across Washington.

Get in touch.

What Does Landlord Insurance Cover?

Standard homeowners insurance does NOT cover rental properties, making landlord insurance a necessity to protect your property, finances, and liability.

Rental Property & Building Coverage

  • Covers damage to rental properties caused by fire, storms, vandalism, and theft.
  • Protects against structural damage to walls, roofs, plumbing, and electrical systems.

Landlord Liability Protection

  • Covers legal and medical expenses if a tenant or visitor is injured on the property.
  • Protects against lawsuits related to property maintenance issues, unsafe conditions, or tenant disputes.

Rental Income Protection (Loss of Rent Coverage)

  • Pays for lost rental income if your property becomes uninhabitable due to covered damages.
  • Ensures you don’t suffer financial loss while repairs are being made.

Landlord Furnishings Coverage

  • Covers appliances, carpets, and furnishings you provide for tenants.
  • Protects against damage to provided items, including stoves, refrigerators, and washers/dryers.

Landlord Umbrella Insurance (Extended Liability Protection)

  • Additional liability coverage beyond standard policy limits.
  • Essential for landlords with multiple rental units or high-value properties.

Not sure what coverage your rental property needs? We can customize a policy that fits your unique situation.

Who Needs Landlord Insurance?

Landlord insurance is essential if you:

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Own rental homes, duplexes, or multi-family buildings

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Have tenants living in a separate unit on your property

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Have tenants living in a separate unit on your property

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Want to protect your rental income from unexpected disruptions

Own rental property? Call (360) 692-5998 for a free consultation today!

Why Choose A.G. Beck Insurance for Landlord Protection?

Looking for affordable commercial insurance? You may qualify for several discounts, including:

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Customized Coverage for Rental Properties

We tailor policies to match your rental property’s specific risks.

Independent & Unbiased

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We compare policies from multiple insurers to secure the best protection at the best price.

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Rental Income Protection

We help landlords avoid financial loss due to tenant damages or unexpected vacancies.

Fast Claims Assistance

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If a loss occurs, we guide you through the claims process, ensuring a quick resolution.

Want to protect your rental property? Call (360) 692-5998 today!

Landlord Insurance Discounts & Cost Savings

Looking for affordable landlord insurance? You may qualify for these money-saving discounts:

Our team will identify every available discount to lower your landlord insurance costs!

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Frequently Asked Questions (FAQ) About Landlord Insurance

  • Do I need landlord insurance if I rent out my home?

    Yes—standard homeowners insurance does NOT cover rental properties. Landlord insurance protects your investment from property damage, liability claims, and lost rental income.

  • Does landlord insurance cover tenant damages?

    Yes, landlord insurance covers accidental damage caused by tenants. However, intentional damage or neglect may not be covered unless specified in your policy.

  • How much does landlord insurance cost?

    Costs depend on property type, location, and coverage limits. On average, landlord insurance is 15%–25% more expensive than homeowners insurance due to the added risks of renting out property.

  • Can I require my tenants to have renters insurance?

    Yes—many landlords require tenants to carry renters insurance to cover their personal belongings and provide additional liability protection.

  • Does landlord insurance cover Airbnb and short-term rentals?

    Standard landlord insurance may not cover short-term rentals like Airbnb. We offer specialized vacation rental insurance for short-term rental properties.

Still have questions? Call (360) 692-5998 for expert guidance!

Get a Free Landlord Insurance Quote Today!

Protect Your Rental Property & Income from Unforeseen Risks

At A.G. Beck Insurance, we help rental property owners, landlords, and real estate investors secure affordable, high-quality insurance coverage for their rental units.

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Call us at  (360) 692-5998 to speak with a landlord insurance expert.

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Request a free, no-obligation landlord insurance quote online.

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Get a Free Landlord Insurance Quote →

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Secure your rental investment with the right coverage—contact us today!