Classic Car Insurance

Protect Your Investment with Classic Car Insurance

Specialized Coverage for Vintage, Antique & Collector Cars

Owning a classic or collector car isn’t just about transportation—it’s about passion, history, and value. Unlike regular vehicles, classic cars require specialized insurance that takes into account appreciation, restoration costs, and limited usage.



At A.G. Beck Insurance, we offer tailored classic car insurance policies that provide agreed-value coverage, spare parts protection, and specialized roadside assistance. As an independent agency, we work with top-rated classic car insurers to find you the best protection at the most competitive rates.


Serving classic car enthusiasts in Silverdale, WA, and across Washington.

Get in touch.

What Does Classic Car Insurance Cover?

Classic car insurance provides customized protection that standard auto insurance does not, ensuring your prized vehicle is fully covered in case of accidents, theft, or damage.

Agreed Value Coverage

  • Unlike standard policies, you and the insurer agree on the value of your classic car upfront.
  • If your car is totaled, you receive the full agreed amount—without depreciation.

Restoration & Spare Parts Coverage

  • Covers the cost of repairing or restoring your vehicle after a covered loss.
  • Protects spare parts, tools, and accessories specific to classic cars.

Classic Car Roadside Assistance

  • Specialized towing, jump-start, and tire change services designed for classic cars.
  • Ensures your vehicle is transported safely to a repair shop or storage facility.

Liability Insurance (Required in Washington for Classic Cars)

  • Covers bodily injury and property damage if you cause an accident.
  • Provides protection for parade events, car shows, and exhibitions.

Limited Mileage Discounted Rates

  • Lower premiums for classic cars driven on a limited basis (not daily drivers).
  • Includes coverage for seasonal use, car club events, and Sunday drives.

Not sure what coverage your collector car needs? Our agents can customize a policy that fits your needs.

Who Needs Classic Car Insurance?

If you own a vintage, antique, or collector car, you need specialized insurance to protect your investment.


Classic Car Insurance is Essential for:

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Antique Vehicles (25+ years old) & Vintage Cars

Rare models that require special parts & repair coverage.

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Collector Cars & Limited Production Models

Vehicles that hold or increase in value over time.

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Restored & Modified Classic Cars

Restorations, custom paint, and performance upgrades included.

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Show Cars & Museum Display Vehicles

Coverage for damage while on display or in storage.

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Classic Trucks, Muscle Cars & Hot Rods

Specialized insurance for high-performance & customized vehicles.

Own a classic car? Call (360) 692-5998 for a free consultation today!

Why Choose A.G. Beck Insurance for Classic Car Coverage?

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Agreed Value Coverage

Your car’s value won’t depreciate in case of total loss.

Independent & Unbiased

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We compare multiple insurers to get you the best protection at the best price.

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Customized Policies

Coverage tailored to your vehicle’s age, condition, and usage.

Fast Claims Assistance

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If your classic car is damaged, we help ensure a quick and fair claims process.

Want to safeguard your collector car? Call (360) 692-5998 today!

Classic Car Insurance Discounts & Cost Savings

Looking for affordable classic car insurance? You may qualify for these money-saving options:

  • Multi-Policy Discount – Save when you bundle classic car insurance with home or standard auto insurance.
  • Safe Storage Discount – Lower rates for vehicles stored in secured garages or climate-controlled facilities.
  • Low Mileage Discount – Reduced premiums for classic cars driven less than 5,000 miles per year.
  • Car Club Membership Discounts – Special rates for members of classic car clubs & organizations.

We’ll help identify every available discount to lower your classic car insurance costs!

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Frequently Asked Questions (FAQ) About Classic Car Insurance

  • Does classic car insurance cover daily drivers?

    No—classic car insurance is designed for vehicles used on a limited basis, not for daily commutes.

  • How is the value of my classic car determined?

    Classic car insurance uses agreed value coverage, meaning you and the insurer agree on a fair market value before coverage starts.

  • Does classic car insurance cover restoration projects?

    Yes! Many policies offer coverage for restoration work, spare parts, and customization.

  • Can I take my classic car to shows and parades?

    Yes! Many policies include coverage for car shows, exhibitions, and parade events.

  • How much does classic car insurance cost?

    Costs depend on your car’s value, mileage, and storage conditions. Many policies start at just $200–$600 per year.

Still have questions? Call (360) 692-5998 for expert guidance!

Get a Free Classic Car Insurance Quote Today!

Protect Your Vintage Ride with Specialized Coverage

At A.G. Beck Insurance, we help classic car collectors, enthusiasts, and vintage vehicle owners secure affordable, high-quality insurance coverage for their prized cars.

  • Compare classic car insurance quotes from top providers.
  • Customizable coverage tailored to your collector vehicle.
  • Expert guidance from local, trusted agents.
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Call us at (360) 692-5998 to speak with a classic car insurance expert.

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Request a free, no-obligation insurance quote online.

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Get a Free Classic Car Insurance Quote →

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Preserve history and protect your ride—get covered today!