RV & Motorhome Insurance

Hit the Road with Confidence—Protect Your RV & Motorhome

Specialized Insurance for Full-Time & Recreational RV Owners

Whether you use your RV for weekend road trips or as a full-time home on wheels, having the right insurance is essential. Unlike standard auto insurance, RV insurance provides protection tailored to larger vehicles, specialized equipment, and full-time living scenarios.



At A.G. Beck Insurance, we offer customized RV and motorhome insurance policies designed to protect your vehicle, personal belongings, and liability on the road. As an independent agency, we compare multiple insurers to find you the best coverage at the most competitive rates.


Serving RV owners in Silverdale, WA, and across Washington.

Get in touch.

What Can RV & Motorhome Insurance Cover?

RV insurance is similar to auto insurance but includes additional coverage for full-time living, campsites, and specialty equipment.

Liability Insurance (Required in Washington for RVs)

  • Covers bodily injury and property damage if you cause an accident.
  • Protects against lawsuits from injured parties.

Collision Coverage (UM/IUM)

  • Pays for repairs or replacement if your RV or motorhome is damaged in an accident.
  • Covers damage from rollovers, crashes, and collisions with objects.

Comprehensive Protection

  • Covers damage from fire, theft, vandalism, storms, and falling objects.
  • Essential for full-time RVers and long-term travelers.

Additional Coverages:

Full-Timers RV Insurance (For Full-Time RV Living)

  • Acts like homeowners insurance for those who live in their RV year-round.
  • Covers personal liability, emergency expenses, and medical payments.

Personal Belongings & Equipment Coverage

  • Protects electronics, appliances, and valuables inside your RV.
  • Covers outdoor gear like bicycles, awnings, and solar panels.

Campsite & Vacation Liability Coverage

  • Covers injuries or property damage that occurs at a campsite or RV park.
  • Essential for extended stays and full-time RV travelers.

Roadside Assistance & Emergency Expenses

  • Provides towing, tire replacement, jump-starts, and fuel delivery.
  • Covers lodging and transportation costs if your RV becomes uninhabitable after a covered incident.

Not sure what coverage you need? Our agents can customize a policy that fits your travel lifestyle.

Who Needs RV & Motorhome Insurance?

If you own an RV or camper, you need insurance to protect your investment, liability, and belongings.

RV & Motorhome Insurance is Essential for:

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Class A, B & C Motorhomes

Luxury motorhomes, camper vans, and midsize RVs.

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Fifth-Wheel Trailers & Travel Trailers

Towable campers, toy haulers, and pop-up trailers.

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Full-Time RV Dwellers

Customized coverage for year-round RV living.

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Seasonal RV Owners & Weekend Travelers

Flexible policies for occasional RV use.

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Campervan & Converted Bus Owners

Protection for unique and self-built RVs.

Planning your next RV trip? Call (360) 692-5998 for a free consultation today!

Why Choose A.G. Beck Insurance for RV Coverage?

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Tailored Coverage for Every RV Type

We customize policies for motorhomes, travel trailers, and full-time RV living.

Independent & Unbiased

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We compare multiple insurers to secure the best protection at the lowest price.

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Nationwide Coverage

We offer policies that protect you on the road, at campsites, and in storage.

Fast Claims Assistance

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If something goes wrong, we help ensure a smooth and quick claims process.

Want to safeguard your collector car? Call (360) 692-5998 today!

RV Insurance Discounts & Cost Savings

Looking for affordable RV insurance? You may qualify for these money-saving options:

  • Multi-Policy Discount – Save when you bundle RV insurance with auto or homeowners insurance.
  • Storage Discount – Lower rates for RVs stored in a secure location during off-season.
  • Safe Driver Discount – Reduced premiums for drivers with no recent claims or accidents.
  • Low Mileage Discount – Save if you drive your RV fewer than 5,000 miles per year.

We’ll help identify every available discount to lower your RV insurance costs!

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Frequently Asked Questions (FAQ) About RV & Motorhome Insurance

  • Do I need RV insurance if my RV is in storage?

    Yes—most insurers require comprehensive coverage even when your RV is stored to protect against theft, fire, and vandalism.

  • Does RV insurance cover personal belongings?

    Yes! Many policies cover electronics, appliances, furniture, and other valuables inside your RV.

  • Is RV insurance required by law?

    Yes—if your RV is motorized (Class A, B, or C), you must carry liability insurance. Towable trailers may not require insurance, but coverage is recommended.

  • Does RV insurance cover me while traveling to Canada or Mexico?

    Many policies cover travel to Canada but require specialized coverage for trips to Mexico.

  • How much does RV insurance cost?

    Costs depend on your RV type, usage, and coverage limits. Many policies start at $300–$1,000 per year.

Still have questions? Call (360) 692-5998 for expert guidance!

Get a Free RV Insurance Quote Today!

Travel Worry-Free with the Right Protection

At A.G. Beck Insurance, we help RV owners, campers, and full-time travelers secure affordable, high-quality insurance coverage for their home-on-wheels.

  • Compare RV insurance quotes from top providers.
  • Customizable coverage tailored to your travel needs.
  • Expert guidance from local, trusted agents.
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Call us at (360) 692-5998 to speak with an RV insurance expert.

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Request a free, no-obligation RV insurance quote online.

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Get a Free RV Insurance Quote →

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Hit the open road with confidence—get covered today!