HomeOwners insurance

Protect Your Home

with the Right Insurance Coverage

Comprehensive Homeowners Insurance for Washington Residents

Your home is more than just a place to live—it’s an investment, a sanctuary, and the center of your life. Protecting it with the right insurance coverage is crucial. At A.G. Beck Insurance, we offer tailored homeowners insurance policies that safeguard your home, personal belongings, and financial future.

As an independent insurance agency, we work with multiple top-rated insurance providers to compare policies and secure the best coverage at the best rates—so you don’t overpay while still getting comprehensive protection for your home.

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Assess how much protection is necessary by considering outstanding debts, future education costs for children, and income replacement for your family. This helps determine the appropriate death benefit.

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Choose a term that aligns with your financial responsibilities. For instance, select a term that covers the period until your mortgage is paid off or your children are financially independent.

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Evaluate your budget to ensure you can comfortably afford the premiums over the long term. Remember that permanent policies generally have higher premiums but offer additional benefits.

What Does Homeowners Insurance Cover?

Home insurance policies vary based on your specific needs, but we offer comprehensive options to ensure that your home and finances are fully protected.


Dwelling Coverage (Structure of Your Home)

  • Covers repairs or rebuilding if your home is damaged by fire, storms, vandalism, or other covered events.
  • Protects against structural damage to your house, including the roof, foundation, and built-in appliances.


Personal Property Coverage (Your Belongings)

  • Covers furniture, electronics, clothing, jewelry, and valuables in case of fire, theft, or damage.
  • Option to add additional protection for high-value items like fine art, jewelry, and collectibles.


Liability Protection

  • Covers legal and medical expenses if someone is injured on your property.
  • Protects against lawsuits for accidental property damage caused by you, your family, or your pets.


Flood & Earthquake Insurance (Optional Add-Ons)

  • Standard homeowners insurance does not cover floods or earthquakes, but we can add separate policies for these risks.
  • Essential for Washington homeowners due to the region’s natural disaster risks.


Additional Living Expenses (ALE) Coverage

  • Pays for temporary housing and extra costs if your home becomes unlivable due to a covered loss.
  • Covers hotel stays, meals, and rental expenses while repairs are being made.


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We work for you, not the insurance companies. That means unbiased recommendations tailored to your best interests.

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We partner with top-rated insurance providers to find the best coverage at the most competitive price.

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Need to make a claim or update your policy? We handle the process for you, ensuring a hassle-free experience.

Have Any Question?

Get a Free Homeowners Insurance Quote Today!

At A.G. Beck Insurance, we specialize in finding the right coverage at the best price for homeowners in Washington.

✔ Compare rates from top home insurance providers.

✔ Customizable coverage to fit your needs.

✔ Expert guidance from local, trusted agents.

TAGLINE

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  • How much homeowners insurance do I need?

    It depends on your home’s value, location, and risk factors. We recommend enough dwelling coverage to rebuild your home and enough personal property coverage to replace your belongings. Our agents can help assess your needs.


  • Does homeowners insurance cover floods and earthquakes?

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  • How can I lower my home insurance premium?

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  • Is homeowners insurance required in Washington?

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  • How do I file a homeowners insurance claim?

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